What is Your Insurance Adjuster Not Telling You?

If you are injured because of the negligence or carelessness of another person, you are entitled to recover damages under California’s personal injury laws.  In most cases, the other party’s insurance company assigns an adjuster to work with you to settle your claim. This person represents the insurance company. An adjuster does not work for you nor the party that caused your injury. The adjuster’s job is to protect the interests of the insurance company by paying the least amount of money for your claim. To perform their job effectively, there are three things that an insurance adjuster hopes you do not know about personal injury claims.

Three Reasons Not to Sign That Accident Settlement Agreement

When you are injured in a traffic-related accident, product liability accident, slip and fall (premises liability case), or another personal injury accident, the personal injury laws in California provide a way for you to recover money for your injuries. The money you recover is intended to compensate you for your financial losses (i.e. property damage, lost wages, medical expenses, travel costs, etc.) and your non-economic losses (i.e. pain and suffering damages). An insurance adjuster for the other party may approach you early in your case to offer a settlement for your claim. You should be careful when agreeing to accept a settlement offer for several reasons. As experienced Fresno personal injury attorneys, we want you to receive a settlement amount that is equal to the full amount of damages you suffered because of another party’s negligence. For this reason, we offer free legal consultations so that you can learn about your options before you accept a settlement offer that is lower than the amount you deserve for your claim.

Clinton Overpass in Central Fresno to Reopen Soon

Drivers who have been forced to find alternative routes will be happy to hear that the Clinton overpass that has been closed to traffic for months will be reopening soon according to an ABC30 News report. The overpass has been closed as crews worked on the Highway 99 realignment project. The realignment project is one of the elements necessary to make room for the High Speed Rail. Caltrans states that the Clinton overpass should be ready to reopen at the end of October. To get the project back on schedule after several delays, Caltrans said that crews would be working overtime. In addition, several crews will be working on roads, electrical, and bridges at the same time.

How Much is My Slip and Fall Accident Worth?

When you fall in a retail store, parking lot, sidewalk, medical facility, or government office, you might be entitled to recover compensation for your damages. Property owners, including owners of commercial, private, and public property, have a duty of care to take reasonable steps to protect people who are on their property from injuries. When a property owner fails in the duty of care, the owner can be held liable for any damages caused by an accident on the property. Slip and fall accidents can cause serious injuries. These injuries can result in substantial financial costs in addition to the pain and suffering you experience because of the injuries.  Our Fresno slip and fall attorney can help you file a claim to recover compensation for your losses and damages.

Life-Altering Injuries Caused by Other Drivers

Many people refer to these types of injuries as “catastrophic” injuries. Life-altering or catastrophic injuries can require multiple surgeries followed by months or even years of medical treatments, physical therapy, and special adaptive medical equipment. The negative consequences of a personal injury can last for the rest of your life. If a negligent or reckless driver caused the crash that resulted in your injuries, that driver should be held liable for your damages. You should not be required to bear the cost of expensive medical treatments, necessary medical equipment, and other expenses. Call Torem & Associates by telephone at 1-800-954-4444 to find out how you can recover money for your Fresno catastrophic injury claim.

Construction May Cause Traffic Headaches for Fresno Busy Street

According to ABC30 News, no “through traffic” will be allowed now that the construction on McKinley shifts directions. The workers will now be installing underground water lines from Fresno to Blackstone. Although limited access will be permitted for businesses in the area, commuters will need to take a detour around the construction zone. Motorists will be directed to go north to Clinton Avenue when trying to reach Fresno from Blackstone. In addition to businesses being hurt by the detour, students and others trying to get to Fresno City College may see a change in traffic conditions. The college is encouraging students to park in a lot located behind Ratcliff Stadium. The school will provide a shuttle for students who park in this lot. Motorists and others must also deal with crews installing water lines Palm between H Street and McKinley, which could add to the traffic congestion in the area.

How to Know if You Were Injured in a Traffic Accident?

This sounds like an odd question because you would assume that anyone involved in a traffic accident would know if that person sustained an injury. However, this is not always the case. After an accident, you may believe that you are “okay” because you do not feel any immediate pain or have any visible signs of harm. However, this does not always mean that you escaped the crash without any injuries. Traffic accidents, including pedestrian, bicycle, and motorcycle crashes, can be violent and cause injuries that are not immediately known to the victim. Some injuries may have delayed symptoms. Therefore, you should always see a doctor after any accident, regardless of whether you feel fine or you believe the accident was “minor.” Even low-impact accidents can cause debilitating injuries.

Accidents That Can Cause Traumatic Brain Injury

Traumatic Brain Injury (TBI) is a serious brain injury that has the potential for causing long-term, debilitating conditions. A TBI is caused by a strong blow to the head, a penetrating head injury, or a strong snapping back and forth motion of the neck. According to the CDC, TBIs are a major cause of disability and death in the United States contributing to about 30 percent of the injury deaths. A TBI can result in a minor concussion or severe brain damage. Repeated mild concussions have been associated with an increased risk of some diseases including Alzheimer’s disease and Parkinson’s disease. Many TBIs are caused by personal injury accidents that are the result of the negligence or recklessness of other parties. Below are examples of accidents that can result in a TBI.

Tips for Talking to an Insurance Adjuster After an Accident

The days and weeks after an accident can be very confusing and frustrating. As you work to heal physically and emotionally from injuries sustained in the accident, you must also deal with the financial aspects of an injury claim. In many cases, the insurance adjuster for the other party may contact you before you have the chance to consult with an attorney. It is important that you are very careful in how you deal with the adjuster because what you do and say can have a significant impact on your injury claim. We urge you to call our office at 1-800-954-4444 to speak with a Fresno accident attorney as soon as possible after an accident.  If possible, you should consult with an attorney before you talk to the insurance adjuster.

What Should I Know About Recovering from a Head Injury?

Head injuries can range from mild to concussions to traumatic brain injuries (TBIs). Dealing with a head injury can be a very stressful, frightening, and frustrating experience. As you are trying to learn about the severity of your injury, your recovery, and the potential for permanent damage, you are being pressured by an insurance adjuster for information, statements, and releases. The entire process can be overwhelming and can cause you additional harm because of the stress. Instead of facing it alone, let our Fresno brain injury attorneys take care of the insurance adjusters and other parties pressuring you for information so that you can focus on your health. Call our office at 1-800-954-4444 for a free consultation with a Fresno personal injury lawyer.