What is Your Insurance Adjuster Not Telling You?

If you are injured because of the negligence or carelessness of another person, you are entitled to recover damages under California’s personal injury laws.  In most cases, the other party’s insurance company assigns an adjuster to work with you to settle your claim. This person represents the insurance company. An adjuster does not work for you nor the party that caused your injury. The adjuster’s job is to protect the interests of the insurance company by paying the least amount of money for your claim. To perform their job effectively, there are three things that an insurance adjuster hopes you do not know about personal injury claims.

Three Reasons Not to Sign That Accident Settlement Agreement

When you are injured in a traffic-related accident, product liability accident, slip and fall (premises liability case), or another personal injury accident, the personal injury laws in California provide a way for you to recover money for your injuries. The money you recover is intended to compensate you for your financial losses (i.e. property damage, lost wages, medical expenses, travel costs, etc.) and your non-economic losses (i.e. pain and suffering damages). An insurance adjuster for the other party may approach you early in your case to offer a settlement for your claim. You should be careful when agreeing to accept a settlement offer for several reasons. As experienced Fresno personal injury attorneys, we want you to receive a settlement amount that is equal to the full amount of damages you suffered because of another party’s negligence. For this reason, we offer free legal consultations so that you can learn about your options before you accept a settlement offer that is lower than the amount you deserve for your claim.

What Factors Impact an Injury Settlement in California?

Whether you are in a car accident, bicycle crash, pedestrian accident, slip and fall, motorcycle crash, or commercial truck accident, you can seek compensation from the party who is responsible for the accident. The amount you can recover for an injury settlement depends on a variety of factors. The insurance adjuster for the other party will not tell you if you are settling for less than your claim is actually worth. Our Fresno personal injury attorneys can tell you if an injury settlement is fair or if you should decline the offer and demand a higher amount based on the factors of your case.

How to Know if You Were Injured in a Traffic Accident?

This sounds like an odd question because you would assume that anyone involved in a traffic accident would know if that person sustained an injury. However, this is not always the case. After an accident, you may believe that you are “okay” because you do not feel any immediate pain or have any visible signs of harm. However, this does not always mean that you escaped the crash without any injuries. Traffic accidents, including pedestrian, bicycle, and motorcycle crashes, can be violent and cause injuries that are not immediately known to the victim. Some injuries may have delayed symptoms. Therefore, you should always see a doctor after any accident, regardless of whether you feel fine or you believe the accident was “minor.” Even low-impact accidents can cause debilitating injuries.

Accidents That Can Cause Traumatic Brain Injury

Traumatic Brain Injury (TBI) is a serious brain injury that has the potential for causing long-term, debilitating conditions. A TBI is caused by a strong blow to the head, a penetrating head injury, or a strong snapping back and forth motion of the neck. According to the CDC, TBIs are a major cause of disability and death in the United States contributing to about 30 percent of the injury deaths. A TBI can result in a minor concussion or severe brain damage. Repeated mild concussions have been associated with an increased risk of some diseases including Alzheimer’s disease and Parkinson’s disease. Many TBIs are caused by personal injury accidents that are the result of the negligence or recklessness of other parties. Below are examples of accidents that can result in a TBI.

Tips for Talking to an Insurance Adjuster After an Accident

The days and weeks after an accident can be very confusing and frustrating. As you work to heal physically and emotionally from injuries sustained in the accident, you must also deal with the financial aspects of an injury claim. In many cases, the insurance adjuster for the other party may contact you before you have the chance to consult with an attorney. It is important that you are very careful in how you deal with the adjuster because what you do and say can have a significant impact on your injury claim. We urge you to call our office at 1-800-954-4444 to speak with a Fresno accident attorney as soon as possible after an accident.  If possible, you should consult with an attorney before you talk to the insurance adjuster.

Are You Prepared for a Swimming Pool Accident?

School is out and it is time for some fun in the sun. For many people, summertime means it is pool time. However, if you don’t take precautions with your pool, a fun summertime activity can turn tragic in a matter of seconds. When a pool accident occurs, it raises many questions about safety, liability, and damages. The attorneys of Torem & Associates can provide you answers to those questions while working through some of the issues you will face following a pool accident. Call our office at 1-800-954-4444 to schedule a free consultation with one of our Fresno accident attorneys.

What Should I Know About Recovering from a Head Injury?

Head injuries can range from mild to concussions to traumatic brain injuries (TBIs). Dealing with a head injury can be a very stressful, frightening, and frustrating experience. As you are trying to learn about the severity of your injury, your recovery, and the potential for permanent damage, you are being pressured by an insurance adjuster for information, statements, and releases. The entire process can be overwhelming and can cause you additional harm because of the stress. Instead of facing it alone, let our Fresno brain injury attorneys take care of the insurance adjusters and other parties pressuring you for information so that you can focus on your health. Call our office at 1-800-954-4444 for a free consultation with a Fresno personal injury lawyer.

Steps That Can Help You Settle Your Fresno Traffic Accident Case Quickly

Being injured in a traffic accident is a traumatic life event that can have far-reaching consequences.  If you are severely injured, your life and the lives of your family members can be significantly altered. You may not be able to return to work, and you may require ongoing medical care. These consequences can become very expensive. For that reason, you need to hire an experienced Fresno car accident attorney to handle your case.

How Can a Witness Help in My Accident Claim?

The role of a witness in an accident claim can be very important, especially in cases where fault is being challenged. If possible, ask for the names and contact information of any witnesses at the accident scene. You should never rely on law enforcement officers to do this for you. It is always in your best interest to obtain this information if at all possible before you are transported to the emergency room or before you leave the accident scene. Remember, some witnesses may only remain at the scene for a few minutes. Once they see that no one is seriously injured and other people are there to help, witnesses may leave. Try to speak to them or having someone ask for their contact information before they can leave. Our Fresno injury attorneys will search for witnesses to your accident, but it helps if you have the information. Call 1-800-954-4444 to schedule a free consultation and no-obligation case evaluation with an experienced attorney.