We understand that if you have been involved in an accident, the information in this blog may not help you because you are now at the stage of filing an accident claim. Sadly, some individuals may be involved in another accident or you may want to share this information with friends and family so that they can be prepared in the event of an accident.
Each state has laws dictating the minimum automobile insurance requirements for that state. California is an at-fault state for insurance purposes. Therefore, the state requires all drivers to carry a minimum of $15,000 in bodily injury coverage for one person and $30,000 in bodily injury coverage per accident. Drivers must also carry $5,000 in property damage coverage per accident. Liability insurance pays for the damages of other persons when a driver causes an automobile accident. The victim may be a passenger in that driver’s vehicle, another driver, a passenger in another vehicle, a pedestrian, or a bicyclist. Any person injured by the at-fault driver can file a claim to recover damages. However, if the driver carries minimum insurance, the victim may be limited to a recovery of $15,000. This is one reason you might want to consider purchasing additional insurance coverage that can help protect you in the event you are injured in an accident with a driver who does not have sufficient insurance coverage.
It does not matter if you call it poor, extreme, adverse, bad, or hazardous weather conditions, driving in rain, fog, ice, or snow can increase your risk of being involved in a traffic accident. Many people assume they can drive the same way, regardless of the road conditions. Unfortunately, if you do not take precautions, you could cause a weather-related traffic accident.
When you are injured in a traffic accident, you can hold the negligent driver or party responsible for the accident liable for your damages. In other words, if you did not cause the collision, you might be entitled to receive money from the party who did cause the crash. However, that money could be taxable as income in some cases. Compensation for Pain and Suffering The money you receive as compensation for the pain and suffering from your physical injury or illnesses is not considered taxable income by the Internal Revenue Service or the California Department of Revenue. This also includes the amount you receive for the emotional distress or mental anguish you suffer because of the physical injuries or illnesses. However, if your claim is for emotional distress or mental anguish that did not result from a personal physical injury or illness, you may owe income tax on all or a portion of the settlement.
A deadly crash last week claimed the life of one person in Madera Ranchos. The traffic accident was caused by a driver running a stop sign and colliding with another vehicle according to a report by ABC30 News. The driver of an SUV ignored a stop sign before colliding with another vehicle that was stopped at the intersection. The driver of the other vehicle was killed in the collision. According to the report, the driver of the SUV that caused the accident was transported to the hospital and arrested for driving under the influence of marijuana. The driver faces multiple charges related to the accident.
ABC30 News reported on the flooding problems along Kings River last week. Summer weather conditions caused heavy rain and flooding that have impacted RV parks in Fresno County. Water levels are as high as some homes in the River Bend RV Park near Minkler. The River Bend RV Park is geographically located on the other side of a flooded bridge. The Fresno County Sheriff Department facilitated a mandatory evacuation. Residents found shelter in a high school gym with the assistance of the Red Cross in Reedley. Other areas including the Cricket Hollow Park shut down from the highest water levels that residents have seen in the last ten years. A river flowing at the back of the Cricket Hollow Park provides about 20 yards of separation from the Reedley Animal Shelter. Police are strategizing an emergency plan in the event the facility floods. Furthermore, Kings River Road area plans to evacuate. A popular entertainment spot, The Wakehouse, is located at the end of Kings River Road. The area where concerts take place is completely underwater; indicators show that the river is 10 feet deep off the shore. Everclear, the rock band is scheduled to perform on July 15th at The Wakehouse. Owners are adamant that the show will go forward as planned even with the water delay.
Fireworks loudly popping, colorful lights in the air and savory food on the grill are all signs of a fabulous Fourth of July celebration. Families typically dress in patriotic attire or colors of red, white, and blue. America’s Independence is valued by many citizens and something to celebrate. For that reason, the Fourth of July holiday weekend is one of the most traveled holidays according to AAA. More than 41.9 million Americans will travel over the Fourth of July holiday. Many travelers use this time as a vacation getaway for the family.
If you answered yes to this question, you are not alone. According to a study conducted by the Virginia Tech Transportation Institute, distractions is the most common cause of motor vehicle accidents. The study entitled “Second Strategic Highway Research Program Naturalistic Driving Study” looked at more than 3,500 drivers between the ages of 18 and