When you are injured in a traffic accident, the financial losses can be substantial. In addition to being entitled to receive reimbursement for the financial losses from the party who caused the crash, you are entitled to file a claim for your pain and suffering damages. The first step in recovering money for your claim is to file an injury claim with the party’s insurance company.

Many people have heard things from family or friends about filing accident claims. However, some of that information might not be 100 percent accurate. Below are three common misconceptions about receiving compensation for personal injury claims.

  • Fault is Determined at the Accident Scene by the Police

In most cases, the police officer who responds to the crash scene will issue an accident report with the details of the accident, including a notation regarding fault. The report indicates whether each driver contributed to the cause of the collision and whether the driver was issued a citation for a traffic offense.

Even though the police officer may have cited a driver with a traffic offense and determined whether a driver contributed to the cause of a crash, the police report does not constitute “fault” for the purpose of a personal injury claim. You must meet all requirements under California’s personal injury laws to prove fault before you can receive money for your personal injury claim.

  • You Can Receive More Money If You Do Not Hire a Personal Injury Attorney.

The insurance adjuster for the other driver might try to convince you that you can receive more money if you do not hire an attorney. Please do not be fooled by this tactic. Consulting with a personal injury attorney as soon after the accident is usually in your best interest. An attorney can protect you from unfair tactics used by insurance adjusters to undervalue or deny your claim. Your attorney will also investigate the accident to determine fault and obtain evidence to prove that the other driver is responsible for the accident and therefore liable for your damages.

We urge you to take advantage of our free consultation to meet with a California personal injury attorney. It does not cost you anything to get advice and learn about your legal rights, but it can give you a better chance of recovering more money for your injury claim.

  • You Can File a Lawsuit Whenever You Want for Your Accident Claim.

In most cases, you only have two years from the date of the car accident to file a lawsuit for a personal injury claim. If you do not file your lawsuit before the deadline, you could lose your right to receive money for your injuries. However, there could be exceptions to the general rule. Therefore, it is best to consult with a personal injury attorney in Fresno as soon as possible.

Get the Facts About Personal Injury Compensation from Experienced Attorneys

For a free consultation with an experienced California personal injury attorney, contact Torem & Associates by calling (559) 500-5000 or 1-800-954-4444 or by using the contact form on our website.